Job Title: Credit Authorizer - Work From Home

Job Summary:

Punjab National Bank is seeking a highly skilled and experienced Credit Authorizer to join their team on a work-from-home basis. As a Credit Authorizer, you will be responsible for reviewing and authorizing credit applications, ensuring compliance with bank policies and regulatory requirements, and providing exceptional customer service.

Key Responsibilities:

Credit Application Review

• Review credit applications to ensure completeness and accuracy, verifying customer information and creditworthiness
• Evaluate credit reports, financial statements, and other relevant documents to assess credit risk
• Identify potential risks and recommend alternative solutions or additional information required

Credit Authorization

• Authorize credit applications within designated authority limits, ensuring compliance with bank policies and regulatory requirements
• Collaborate with cross-functional teams, including risk management and credit risk, to ensure alignment with bank strategies and objectives
• Maintain accurate records of credit authorizations and decisions

Customer Service

• Provide exceptional customer service, responding to customer inquiries and resolving issues in a timely and professional manner
• Communicate credit decisions to customers, explaining the rationale behind the decision
• Identify opportunities to upsell or cross-sell bank products and services

If You Want to Get Notifications about Various Jobs, Join our Telegram Channel Now and Get notified Daily about the Latest Jobs

Risk Management

• Identify and mitigate credit risks, ensuring compliance with bank risk management policies and procedures
• Monitor and report on credit portfolio performance, identifying trends and areas for improvement
• Collaborate with risk management teams to develop and implement credit risk management strategies

Requirements:

Education and Experience:

• Bachelor’s degree in Finance, Accounting, or a related field
• Minimum 3-5 years of experience in credit authorization, risk management, or a related field
• Proven experience in credit analysis, risk assessment, and credit decision-making

Skills:

• Strong analytical and problem-solving skills, with the ability to interpret financial data and credit reports
• Excellent communication and customer service skills, with the ability to communicate complex credit decisions to customers
• Strong knowledge of credit policies, regulatory requirements, and risk management principles
• Proficiency in credit software and systems, with the ability to learn new systems quickly

Work Environment:

• Work from home environment, with the ability to work independently and manage time effectively
• Must have a dedicated workspace, free from distractions and interruptions

What We Offer:

• Competitive salary and benefits package
• Opportunities for professional growth and development
• Flexible work arrangements, including work-from-home options
• Collaborative and dynamic work environment

If you are a motivated and experienced credit professional looking for a new challenge, apply now to join our team as a Credit Authorizer!

If You Want to Get Notification about Various Jobs, Join our WhatsApp Channel Now and Get notified Daily about Latest Jobs